Are you a homeowner in need of an appraisal?

Here are the top 7 reasons why IN homeowners order from Bowman & Associates, LLC.:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge your county's assessment of your property
To lower a mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in IN by determining the true market value of property in question

If you own a home and need help determining the value....
Contact Bowman & Associates, LLC..

We at Bowman & Associates, LLC. understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Bowman & Associates, LLC., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Bowman & Associates, LLC., we're experienced in helping consumers just like you dismiss undesirable PMI insurance.

Challenge your county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other properties close by. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal from Bowman & Associates, LLC. is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Bowman & Associates, LLC. can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.